Some may can't relate to this post, but just as public info - i'm sharing this -
Personal Loan
As low as 0.88% Rate Campaign
Aug. 1 - Sept. 30, 2008
eto na pinakamababang interest ngaun sa loans...
See link --> http://www.bdo.com.ph/Promos/personalLoans.htm
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As comparison, here are other available personal loans in the country:
- Standard Chartered EZ loan - low of 1.6% interest per month, with 90 day payment vacation, PF is P1,500, up to 5 working days approval
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PS Bank Money Card - low of 1.6% interest for fixed installment loans, 2.5% for revolving loans, PF is P1,500, up to 3 working days approval
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China Trust Salary Stretch - low of 1.3% interest per month, P1,500, 1 day approval -
Some Credit Card Updates
Citibank credit cards are now only open for applicants with P450,000 up gross annual income.
Union bank also increase their minimum required applicant's gross annual income to P300,000
Kasi marami silang mga delinquents.
Kapag sa call center yung applicant, dapat at least 2 years na sa work para ma qualify.
Ang pinaka loose siguro sa credit cards ngaun ay AIG (Philamlife) nlng - a new player in Philippine credit card market.
Hindi na luxury ang credit card ngaun, like US and other developed countries, it has also become a necessity for all who seek financial assistance from banks, kasi dun nila tinatanaw yung credit history.
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posted by
spitsmaster, 3 months ago
wait, how much is your commission for every referral? :P
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posted by
Chrisangelo, 3 months ago
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posted by
kibitzer, 3 months ago
I'm guessing that this is part of your millionaire-by-february 09-scheme. At sabi nga ni spits, magkano ba commission mo? At sabi din ni Chris anong "May". So yung APR ng 0.88% kasi sa pinas tayo ay 10.56%. Hmm pag sa U.S. ka average APR dun sa non-prime at emerging markets ay...siguro mga 12% - 13%. So medyo ok ok lang. basahin mo muna kung may go to rate baka 0.88 for 6mos tapos balik sa regular pala na mas malaki na figure. Usually ganun mga commercial banks. (based on my Chase and HSBC working experience). BTW, prepare to be poked for this thread.
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posted by
bugshing, 3 months ago
well, i think there are still hifi pips that needs this info.
daming nangangailangan ng pera, daming lubog sa utang -
like urs truly ;))
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That's 0.88% interest per month on 12 months tenure.
with 1,300 processing fee.
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For agents, commission is 2% of loaned amount less taxes.
If i can accumulate a total of 10M approvals - I will be debt free ;))
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posted by
chinichinchin, 3 months ago
^Hehehe... Good luck then!
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posted by
norreggy, 3 months ago
So your way out is to get more people to borrow? Oh well, thats just life i guess.
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posted by
Chrisangelo, 3 months ago
@ChinChinChin: Smurf ka ba ni Jots? :))
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posted by
bebang, 3 months ago
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posted by
Chrisangelo, 3 months ago
^ Or baka joint account yan ng "tulis triplets". :D Tatlong chin eh. :)) :)) :))
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posted by
tomyangkung, 3 months ago
well in business the best practice is use other people's money :P just don't be like lehman brothers :P
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posted by
wicked1925, 3 months ago
@chris: potah ka! joint account amp! pero dapat ang handle eh chinchinchin&tail ^_^
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posted by
Chrisangelo, 3 months ago
^ ChinChinChinplustailnyeeehaaaa
Pucha ang haba.
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